Consultation with no cost or obligation
(IF YOU’RE READY TO SIGN UP FOR MY FREE RETIREMENT CONSULTATION & PLAN ANALYSIS, JUST PROCEED TO THE BOTTOM OF THIS PAGE AND FILL OUT ALL THE INFO AND CLICK SEND. I’LL CONTACT YOU SHORTLY TO SET UP A TIME FOR OUR VIST.)
“Why would I want a FREE consultation?”
Your complimentary consultation will provide you with some of the most valuable retirement advice you’ll ever get and it’s just a click away. Our visit will be in the comfort of your own home, over the phone or by e-mail. I travel about 3 hours radius around Raleigh, NC but if you live beyond that (or in states outside NC), phone or e-mail are viable options.
Our visit will almost certainly provide you with information you’ve never heard before! Why? Because your Banker & Broker doesn’t want you to know about these options! You see, for the most part, they don’t offer these products and aren’t equipped to deal with the unique issues you face or will be facing as a senior! Typically they deal with accumulation only by offering higher rates of return. But if you chase higher rates of return you MUST take on higher risk & it’s not the rate of return you get but how much you get to keep. If you make 25% but turn around and lose 40% how is that helping you? Or you make 7% but then turn around and pay 28% in taxes you’ve lost again. There are better ways!
As a senior (or anyone closing in on retirement) your needs are changing from accumulation to preservation and distribution. To accommodate these changes you’ll need access to new products and concepts & strategies.
- Medicare Supplement Insurance (to cover the gap in coverage)
- Long Term Care Insurance (to cover the high cost of Nursing care)
- Fixed or Indexed Annuities (to avoid losses, give you decent rates of return tax deferred and provide an income stream guaranteed to last your lifetime)
- SPIA’s (Single Premium Immediate Annuities)
- Complete Legal Package (should include a Will, Living Trust with A/B provision, Powers of Attorney health care and financial, Living Will & Pour Over Will)
- Life insurance (for TAX FREE wealth transfer)
- Supplemental insurance for Cancer, Heart Disease/Stroke & Accident
- How to reduce or eliminate taxes on Social Security
- Eliminate taxes on interest income from CD’s and brokerage accounts and get triple compounding instead
- How to get 4-8% growth for income GUARANTEED & NO RISK OF LOSS
- Add 8-10% to your accumulated funds IMMEDIATELY!
- How to get 10% added to all new premiums for SEVEN (7) Years. (better than funding your 401k over the match)
- How to have your annuity income DOUBLE for long term care
- How to keep you heirs from losing up to 70-80% of your IRA or other qualified plan.
- How to convert your IRA or 401k (or other qualified plan) to TAX FREE so that it will grow TAX FREE, provide TAX FREE income and go TAX FREE to your heirs and not have to take Required Minimum Distributions.
- How to use your retirement nest egg to provide you with a lifetime income for you and STILL give it ALL to your heirs.
- How to give your money to your church or favorite charity and still get a lifetime income benefit as well as a huge tax deduction.
I can provide you with all these products & strategies as well as fresh concepts and show you how to integrate & implement them in your retirement plan and so much more!
“What else do I get for FREE?”
- After I gather your income, expenses and asset information, it well all be input into my “Income Maximizer” calculator to determine how long your money will last.
- If it won’t last your lifetime, I’ll show you what to change so it will.
- I’ll also run it through my “Shield” program to show you potential areas of concern and solutions for overcoming them: - reduce or eliminate taxes on Social Security - avoid stock market losses but still get decent returns - avoid taxes on interest earnings (CD’s, Brokerage acts) – get security of CD’s but better interest rates & tax deferral so you can keep up with inflation - Evaluate IRAs, 401ks to maximize tax savings to heirs in the unlikely event something tragic happened to you and your spouse at the same time – Evaluate your qualified plans (IRAs, 401k’s etc) for possible conversion to TAX FREE benefits.
- I’ll evaluate everything to make sure you heirs will avoid probate and inherit on a tax advantaged basis
- Make sure you have a complete legal package & inform you of what might be lacking.
- Make sure all your retirement questions are answered.
- In the end you will have bound copies of ALL this information for your files.
ALL THIS IS FREE JUST FOR THE ASKING. AT NO TIME DURING THIS PROCESS WILL YOU BE CHARGED A FEE. EVEN IF YOU DECIDE TO BUSINESS WITH ME YOU’LL NEVER BE CHARGED A FEE. 100% OF YOUR MONEY GOES TO WORK FOR YOU IMMEDIATELY!
“What do I have to do to start the process?”
Just fill out the information requested below. When you click to send it will automatically come to me via e-mail and I’ll contact you. You also call me at 919-818-3294. I’ve helped a lot of folks just like you save hundreds of thousands of dollars and I can help you too. I look forward to meeting you and working with you.
Roger H. Ely
PS: I’ll even start right now by telling you one of the problems that needs to be eliminated from your retirement plan: PROCRASTINATION. Procrastination doesn’t make the problems go away it just puts off the inevitable and can cost you a lot of money.
Some time ago I met with one client who was heavily in the market. I showed he and his wife what I’m about to show you. They loved it but he love to “gamble” on the market too. His wife was more conservative and so they decided to go ahead and move her IRA out of risk.
We filled out the paper work and I went on my merry way to submit the documents. The next day I got a call to cancel the application. When I asked why, he said he felt he could do better in the market and was willing to risk it. (His wife was NOT happy!)
I stayed in touch over the next year and almost a year later I got a call from him out of the blue. He informed me he was ready to move forward with not only his wife’s IRA but his as well; almost one million in assets. When I asked why the change of heart, he informed me that he’d lost over $250,000 in the last few months and had had enough. This was right before the crash of ’08. It goes without saying, if he’d listened to me when we first met, he would never had taken the losses and would have had a lot more money to work with.
I was still able to give them a nice income that is now growing and guaranteed for the rest of their lives giving them peace of mind and security. So please DON’T PROCRASTINATE! Don’t wait for another market collapse to take more of your hard earned retirement savings. GET THE PEACE OF MIND YOU WANT AND DESERVE BY FILLING OUT THE FORM BELOW AND GETTING YOUR FREE EVALUATION & REPORTS NOW!